Built for builders

A specialized financial management platform built to handle the specific needs of the construction industry that can help your construction company.

Let's talk

More choice. More control.

Streamline workflows and manage all transactions efficiently

Provide 24/7 support from Theo, a virtual accountant

Boost accuracy

Save time

Reduce administrative work

Theo by MX Build

24/7 AI-powered support, transforming how you manage money

Theo is your virtual accountant, seamlessly managing your financial processes in real time. Whether it’s tracking budgets, managing invoices, or handling project expenses, Theo helps you stay on top of it all.

Estimates and Invoicing

Simplify your estimates, accelerate your payments

Effortlessly create detailed estimates and proposals, send invoices, and track payments—all from a single platform. With Theo’s help, you can streamline these processes, reducing errors and speeding up execution.

SmartPay

Secure, compliant payments without the hassle

Integrate compliance into payments with SmartPay, streamlining joint checks and automating lien waivers. Funds are held securely in escrow until conditions are met, ensuring safe and controlled transactions.

Accounts Receivable

Streamline your cash flow

Manage incoming payments with ease, from generating invoices to sending out payment links. Our platform accelerates your payment cycle, improving efficiency and cash flow.

Accounts Payable

Unlock extra revenue from your payments

Automate payments and generate extra revenue through processing fees and rebates. Our integrated payables solution turns payments into a profit stream, adding value to your financial operations.

MX Build Card

Control expenses with real-time tracking

The MX Build Card, designed specifically for the construction industry, automates expense tracking and integrates seamlessly into your accounting software. Manage purchases in real-time, whether you’re buying materials or paying for labor.

Finance and Accounting Software

Take charge of your financial health with AI-powered insights

Our finance and accounting software gives you full visibility into project-level profitability. With smart transaction classification and real-time insights, you’ll have the tools to optimize your budget and track financials with precision.

Frequently Asked Questions

How does the Theo card work?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

How much does Theo card cost?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

Can you get cash back or withdraw money from an ATM?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

How does Theo Card makes money?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

Is Theo Card Integrated to my accounting?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.